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  • No Lifetime Maximum Benefit Limit
  • Plans may not include certain-state-specific mandate benefits.  The benefits will be administered in accordance with any state-specific extra territorial requirements.
  • RBRVS is the methodology used by the Federal Government to determine benefits payable by Medicare. Important: This is a brief description of the plans, for specific coverage; please refer to your policy(s)
  • NOTICE: Our medical plans are low-cost alternative (Limited Medical), providing medical insurance at fixed amounts, and these limited benefits are paired with medical discount to designated providers.
  • Some Plans offered are a group insurance program. The group insurance benefits vary depending in the plan selected.
  • This insurance is not a basic or major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit which will mailed to the applicant by the effective date of coverage. For costs and complete details of the coverage, contact us.
  • Some policies do have a preexisting conditions limitation. Preexisting conditions are not covered until the policy has been in effect for more than 12 months. A preexisting condition is any condition you have now or had within a six month period prior to the effective date of coverage for each covered person.
  • Some plans are HIPAA compliant. The riders are not HIPAA eligible.
  • Benefits represented in this site are contracted through a combination of carriers.
 

Note: HIV Health Coverage products are not available in all states and HIV Health Coverage may vary by state. For questions regarding state HIV Health Coverage, please contact us via our Inquiry form or call us at: 866.680.1982.

For Prompt Response...

HIV Health Coverage prides itself with quick communications.  The best method to contact us is via our Inquiry form.  Your inquiry will be directed to the next available agent.  Of course, you may always contact us toll-free at: 866.680.1982