Benefits are based on a calendar year

Daily Hospital Indemnity Benefit
First day hospital benefit of $3,000 and $1,000 per day thereafter. Unlimited re-admission.

ICU/CCU Hospital Indemnity Benefit
Plan will pay $1,000 per day (maximum of 15 days per covered person, per calendar year).

Surgical Benefit
Plan provides scheduled benefits for surgery per incident (maximum for any one surgery is 100% of Medicare/Medicaid reimbursement). Benefits are paid on inpatient or outpatient basis. No yearly or lifetime maximum. CPT Codes are used for surgical procedures.

Anesthesia Benefit
Plan provides a 25% benefit (this benefit is calculated by multiplying the surgeon’s benefit times 25%).