RX Card Rider

• $10 co-pay for generic medications and generic oral contraceptive medications.
• No deductibles & no waiting periods
• No restrictions for pre-existing conditions.
• No claim forms to complete
• 53,000 pharmacies including CVS, Walgreens, Wal-Mart and Rite Aid stores.
• Savings on medications not covered by formulary.
• Brand Name Drugs: Discounted price as adjudicated at the time of purchase.
• Generic drugs subject to the maximum annual benefit of $1,500 per insured person annually.

$5000 Family Accident Rider

• This rider covers you and your entire family up to $5,000 for medical expenses due to an accident; with only a $100 deductible the plan then pays 100% of the medical costs to $5,000 of reasonable and customary charges.
• Ambulance ride covered 100%, Air Ambulance up to $4,000.
• No Limit on how many times an insured’s family uses the policy.
• $1,000 Accidental Death & Dismemberment Insurance for primary insured only.

Hospital Rider

• The plan pays on an Indemnity basis $500 per day in the hospital for 31 days per calendar year. Plan pays an additional $500 per day if the insured is in ICU or CCU for an additional 31 days per calendar year. Benefits are in addition to any other benefits received by the policy.

Critical Illness Rider

• Carrier pays one time $25,000 benefit for the diagnosis of a critical illness. Family coverage covers primary insured and spouse. Pre-existing conditions covered after 12 consecutive monthsof coverage. Ten critical illnesses are covered.  Contact us for details.