Accident Benefit
Up to $2500 or up to $5,000 (varies by plan) paid per accident, subject to $100.00 deductible and 80% coinsurance per accident. One accident per covered person per year.

Critical Illness Benefit (included)
$2,500 critical illness coverage on the primary insured only. Available on certain plans only.  In addition, this benefit is not HIPAA eligible.

PPO Network Discounts
The plan offers Multiplan PPO network repricing when network providers are used. Multiplan offers one of the largest seamless national networks.  Over 500,000 providers in 50 states.  Visit http://www.multiplan.com to locate a provider.

This policy has a pre-existing conditions limitation. Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a six month period prior to the effective date of coverage for each covered person.

Certain plans are HIPAA compliant. Persons who leave the HIPAA compliant plans will receive a HIPAA Certificate of Creditable Coverage. Those who enter HIPAA compliant plans presenting a Certificate of Creditable Coverage will receive credit toward the plan’s pre-existing conditions limitation.

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